Updated weekly · Charlotte Metro
Today's builder deals
Rate buydowns, closing-cost credits, and price cuts advertised by Charlotte-area builders right now — each with its expiration and the date we last checked it.
Please note: builder incentives change frequently — often weekly, sometimes daily. Offers shown were advertised as of October 3, 2026 and cannot be guaranteed. We verify with most builders by phone, email, or their online marketing, and Franklin confirms the current terms with the builder before you act on anything.
Rate buydowns
Builders buying down your rate
The builder pays to lower your interest rate — the monthly savings go straight to you.
Dream Finders Homes
2/1 buydown: 3.49% year 1, 4.49% year 2, 5.49% fixed (FHA/VA/USDA)
- Area
- Charlotte Metro
- Expires
- Expires Oct 31
- Last checked
- October 3, 2026
D.R. Horton
5.50% conventional / 4.99% FHA-VA-USDA + up to $7,500 closing costs
- Area
- Charlotte Metro
- Expires
- Expires Oct 31
- Last checked
- October 3, 2026
Meritage Homes
Rates as low as 3.99%
- Area
- Charlotte Metro
- Expires
- Limited time
- Last checked
- October 3, 2026
Toll Brothers
4.99% 30-year fixed on select homes
- Area
- Charlotte Metro
- Expires
- Limited time
- Last checked
- October 3, 2026
M/I Homes
4.875% 30-year fixed FHA via M/I Financial (qualified buyers)
- Area
- Charlotte Metro
- Expires
- Fall sale
- Last checked
- October 3, 2026
Pulte Homes
5.75% 30-year fixed (qualified buyers); 4.50% 7-year ARM on quick-close homes
- Area
- Charlotte Metro
- Expires
- Select homes
- Last checked
- October 3, 2026
LGI Homes
Rates as low as 4.99% (5.864% APR) — limited-time national offer
- Area
- Charlotte Metro
- Expires
- Limited time
- Last checked
- October 3, 2026
Empire Homes
Reduced rates starting at 4.99%
- Area
- Charlotte Metro
- Expires
- Limited time
- Last checked
- October 3, 2026
Closing-cost credits
Cash toward closing
Builder credits applied at closing — toward costs, buydowns, or options, depending on the offer.
Meritage Homes
Up to $18,000 toward closing or buydown + extra $5,000
- Area
- Charlotte Metro
- Expires
- Select homes
- Last checked
- October 3, 2026
Smith Douglas Homes
Up to $20,000 at Sunset Meadows + move-in package
- Area
- Charlotte
- Expires
- Select homes
- Last checked
- October 3, 2026
D.R. Horton
Up to $10,000 Flex Cash — use with any lender
- Area
- Charlotte Metro
- Expires
- Select homes
- Last checked
- October 3, 2026
Lennar
Up to $10,000 seller credit on select homes
- Area
- Charlotte Metro
- Expires
- Expires Nov 24
- Last checked
- October 3, 2026
Mattamy Homes
Up to 3% (up to $16,000) toward closing with Mattamy Home Funding
- Area
- Charlotte Metro
- Expires
- Expires Oct 30
- Last checked
- October 3, 2026
KB Home
Up to $10,000 closing with KBHS at Wilson Creek & Sheffield
- Area
- Charlotte Metro
- Expires
- Expires Nov 28
- Last checked
- October 3, 2026
Dream Finders Homes
$7,500 toward closing costs via in-house lender
- Area
- Charlotte Metro
- Expires
- Select homes
- Last checked
- October 3, 2026
Mattamy Homes
$2,000 Hometown Heroes: military, fire, law enforcement, teachers
- Area
- Charlotte Metro
- Expires
- Expires Oct 24
- Last checked
- October 3, 2026
Price reductions
Prices cut this week
Advertised reductions on quick move-in and select homes across the metro.
Taylor Morrison
Up to $62,625 off at Esplanade at Northgate
- Area
- Charlotte Metro
- Expires
- Select plans
- Last checked
- October 3, 2026
Pulte Homes
Up to $50,000 off select Quick Move-In homes
- Area
- Charlotte Metro
- Expires
- Select homes
- Last checked
- October 3, 2026
Empire Homes
$30,000 off Carson plan — now $449,900
- Area
- Charlotte
- Expires
- Caswell community
- Last checked
- October 3, 2026
True Homes
$50K off select (now $929,900); townhome $16K off to $314,900
- Area
- Charlotte Metro
- Expires
- Select homes
- Last checked
- October 3, 2026
David Weekley Homes
Up to $30,000 anniversary savings on move-in-ready homes
- Area
- Charlotte Metro
- Expires
- Expires Jan 1, 2027
- Last checked
- October 3, 2026
D.R. Horton
Home of the Week: $10K–$20K off — keep your own lender
- Area
- Charlotte Metro
- Expires
- Weekly
- Last checked
- October 3, 2026
Lennar
Dickenson II $289,000 → $275,000; Abbey $318,000 → $305,000
- Area
- Charlotte Metro
- Expires
- Select homes
- Last checked
- October 3, 2026
D.R. Horton
Red Tag Event: special rates, free upgrades, price reductions
- Area
- Charlotte Metro
- Expires
- Expires Nov 1
- Last checked
- October 3, 2026
Please note: builder incentives change frequently — often weekly, sometimes daily. Offers shown were advertised as of October 3, 2026 and cannot be guaranteed. We verify with most builders by phone, email, or their online marketing, and Franklin confirms the current terms with the builder before you act on anything.
New Construction Insider — Charlotte new construction, from the inside. Equal Housing Opportunity.